Uttarakhand Gramin Bank-Financial Analysis

Finacial Year	Net Profit (after tax)	Gross NPA (Amount)	Gross NPA (%)	Net NPA (Amount)	Net NPA (%)	ROA %	ROE %	NIM
30.09.25	45.43	168.02	0.035	2.84	0.0006	0.0092	0.1724	0.0407
31.03.25	78.11	148.86	0.0325	0	0	0.0087	0.1621	0.0416
31.03.24	75.26	155.2	0.0414	0.69	0.0002	0.0092	0.1864	4.23
31.03.23	43.78	171.89	0.0546	45.07	0.015	0.006	0.1472	4.12
31.03.22	6.82	201.16	0.0721	80.69	0.0304	0.001	0.0269	3.85
31.03.21	1.57	203.87	0.0785	93.49	0.0379	0.0003	0.0115	3.61
31.03.20	-79.24	180.52	0.0744	81.67	0.0353	-0.0139	-0.5982	3.32

FY	Deposits	CASA Deposits	CASA %	Advances	Total Business	CD Ratio	No. of branches	No. of staff
30.09.25	8777.71	4987.23	0.5682	4796.04	13573.7	0.5464	294	1132
31.03.25	8470.5	4891.3	0.5775	4577.95	13048.45	0.5405	291	1025
31.03.24	7833.62	4567.81	0.5826	3747.64	11581.26	0.4784	290	999
31.03.23	7117.76	4140.29	0.5817	3147.4	10265.16	0.4422	288	1091
31.03.22	6485.54	3764.38	0.5804	2790.81	9276.35	0.4303	286	1054
31.03.21	6005.01	3418.2	0.5692	2596.29	8601.3	0.4324	286	1062
31.03.20	5469.76	3075.93	0.5624	2427.7	7897.46	0.4438	286	1110

FY	Govt. Securities	Other securities	Mutual Fund	TDRs
30.09.25	3618.24	25.21	37.74	55.14
31.03.25	3620.5	25.21	52.74	44.37
31.03.24	3382.32	25.4	52.51	23.99
31.03.23	3382.32	25.6	37.29	11.7
31.03.22	3223.36	25.79	18.04	11.13
31.03.21	2840.55	25.99	17.85	15.02
31.03.20	2432.43	26.18	42.68	16.68

Financial Analysis